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Our Services

Our Services

From personal and corporate tax to bookkeeping, law firm trust accounting, HST, payroll and CRA representation, SZ Accounting Services provides a complete suite of services to individuals, professionals and organizations across Canada — with clearly defined scope and fees before every engagement.

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Expertise

Ten practice areas. One accountable team.

Select a practice area for details, or continue below for our full range of services.

Personal Income TaxCorporate Tax & Year-EndBookkeepingLaw Firm BookkeepingHST / GST ReturnsPayroll ServicesCRA Support & RepresentationBusiness Registration & IncorporationLate & Prior-Year ReturnsSection 85 & Restructuring
Personal Income TaxCorporate Tax & Year-EndBookkeepingLaw Firm BookkeepingHST / GST ReturnsPayroll ServicesCRA Support & RepresentationBusiness Registration & IncorporationLate & Prior-Year ReturnsSection 85 & Restructuring
01

Personal Income Tax

Accurate returns that claim everything you are entitled to.

Ideal for
EmployeesFamiliesStudentsSeniorsNewcomers
Service 01

Personal Income Tax

Filing your taxes should not feel like a guessing game. We prepare your T1 return carefully, line by line, and look for every credit and deduction that applies to you — from childcare and medical expenses to RRSP, FHSA and moving costs. You get a clear explanation of the result before anything is filed.

We work with employees, families, students, seniors, newcomers and people with rental or investment income. Once your return is ready, we file it electronically with the CRA so refunds and benefits arrive as quickly as possible.

What's included

  • T1 returns for individuals & families
  • Rental, investment & foreign income
  • RRSP, FHSA & tuition claims
  • Canada Child Benefit & GST/HST credit
  • Newcomer & first-year returns
  • Spousal & family tax planning
Full details on Personal Income Tax →
02

Corporate Tax & Year-End

Year-end handled properly, so you can focus on running the business.

Ideal for
Incorporated businessesProfessionalsOwner-operators
Service 02

Corporate Tax & Year-End

Incorporated businesses have more to keep track of — and more ways to save. We prepare your T2 corporate return and year-end financial statements, review how you pay yourself, and make sure nothing is missed before the filing deadline.

Beyond the forms, we look at the bigger picture: salary versus dividends, deductible expenses, shareholder loans and timing of large purchases. The goal is a filing you can feel confident about and a lower tax bill where the rules allow it.

What's included

  • T2 corporate tax returns
  • Year-end financial statements
  • Salary vs. dividend planning
  • T5 slips for dividends
  • Shareholder loan review
  • Instalment planning
Full details on Corporate Tax & Year-End →
03

Bookkeeping

Organized books every month, not a scramble at tax time.

Ideal for
Small businessesSelf-employedTruckersContractors
Service 03

Bookkeeping

Good bookkeeping is the foundation for everything else — tax filing, loan applications and knowing whether your business is actually making money. We record and categorize your transactions, reconcile your bank and credit card accounts, and keep your books up to date on a schedule that suits you.

Whether you use QuickBooks, another cloud system or a shoebox of receipts, we adapt to how you work. Each period you receive simple, readable reports that show where your money is coming from and where it is going.

What's included

  • Monthly or quarterly bookkeeping
  • Bank & credit card reconciliations
  • Income & expense tracking
  • Profit & loss and balance sheet
  • Catch-up & clean-up bookkeeping
  • QuickBooks setup & support
Full details on Bookkeeping →
04

Law Firm Bookkeeping

Trust accounting handled with the care your practice depends on.

Software we work in
PCLawCosmoLex
Ideal for
Sole practitionersSmall law firmsReal estate lawyersImmigration & family law
Service 04

Law Firm Bookkeeping PCLaw & CosmoLex

Law firm bookkeeping is different from any other business. Client money held in trust must be recorded, reconciled and reported exactly as the Law Society of Ontario requires — and mistakes can put your practice at risk. We provide dedicated bookkeeping for lawyers and paralegals who use PCLaw or CosmoLex, so your trust and general accounts are always accurate, up to date and ready for review.

Each month we record trust and general transactions, post billings and disbursements, and complete your trust reconciliation — comparing the bank statement, trust journal and client trust ledgers so every dollar is accounted for. We flag issues early, such as client balances that don't match or uncleared items, and keep the documentation organized for your Law Society annual report, a spot audit, or your year-end.

Whether you need ongoing monthly support, help catching up on past months, or a review of your current setup, we work inside your existing PCLaw or CosmoLex file and fit around how your firm already operates. Everything is handled with strict confidentiality.

What's included

  • PCLaw & CosmoLex bookkeeping
  • Monthly trust reconciliations (three-way)
  • Client trust ledgers & trust journals
  • General account & disbursement entries
  • Billing, receipts & HST on legal fees
  • Law Society annual report support
  • Year-end package & T2 / T1 filing
  • Clean-up of past periods & setup help
Full details on Law Firm Bookkeeping →
05

HST / GST Returns

Registered, filed and remitted on time — every period.

Ideal for
Small businessesSelf-employedTruckersRideshare drivers
Service 05

HST / GST Returns

Sales tax rules catch a lot of small businesses off guard. We help you understand when you need to register, how much to charge, and which input tax credits you can claim back on your business purchases.

We prepare and file your HST returns monthly, quarterly or annually and remind you before each deadline, so you avoid late-filing penalties and interest. If you have fallen behind, we can bring past periods up to date.

What's included

  • HST / GST registration
  • Monthly, quarterly or annual filing
  • Input tax credit review
  • Quick Method assessment
  • Catch-up of missed periods
  • Deadline reminders
Full details on HST / GST Returns →
06

Payroll Services

Your team paid correctly, with every deduction remitted.

Ideal for
EmployersRestaurants & retailGrowing teams
Service 06

Payroll Services

Payroll mistakes are stressful for you and your employees. We calculate pay, CPP, EI and income tax deductions, prepare pay stubs and send remittances to the CRA on time.

At year-end we prepare T4 slips and the T4 summary, and when someone leaves we issue their Record of Employment. Whether you have one employee or a growing team, payroll becomes one less thing to worry about.

What's included

  • Regular pay runs & pay stubs
  • CPP, EI & tax deductions
  • CRA source deduction remittances
  • T4 slips & T4 summary
  • Records of Employment (ROE)
  • New employee setup
Full details on Payroll Services →
07

CRA Support & Representation

A calm, experienced voice when the CRA comes calling.

Ideal for
IndividualsBusinessesAnyone with a CRA letter
Service 07

CRA Support & Representation

Receiving a letter from the CRA can be worrying, but most issues are straightforward once someone explains them. We review the letter with you, work out exactly what is being asked, and help you gather the right documents.

With your authorization, we can communicate with the CRA on your behalf, respond to reviews and reassessments, and help you set up payment arrangements if you owe a balance. If you disagree with a decision, we can help you prepare an objection.

What's included

  • Review of CRA letters & notices
  • Responses to reviews & requests
  • Reassessment support
  • Payment arrangement help
  • Notices of objection
  • My Account & business account setup
Full details on CRA Support & Representation →
08

Business Registration & Incorporation

Start your business on the right foot from day one.

Ideal for
New businessesStartupsOwner-operators
Service 08

Business Registration & Incorporation

Starting a business involves decisions that affect your taxes for years: sole proprietorship or corporation, which accounts to open, and what records to keep. We explain the options in plain language so you can choose what fits your plans.

We then help you register your business name, set up your CRA business number and the accounts you need — HST, payroll or corporate tax — and put a simple record-keeping system in place from the start.

What's included

  • Sole proprietorship setup
  • Incorporation guidance
  • Business name registration
  • CRA business number
  • HST & payroll accounts
  • Record-keeping setup
Full details on Business Registration & Incorporation →
09

Late & Prior-Year Returns

Get caught up and back in good standing — without judgement.

Ideal for
IndividualsSelf-employedBusinesses
Service 09

Late & Prior-Year Returns

Life happens, and sometimes tax returns fall behind. The good news is that it is almost always fixable. We file your missing returns, work out what you owe or are owed, and help you deal with penalties and interest.

Many people who catch up discover refunds or benefits they never received. We handle the process step by step and keep things confidential, so you can put the stress behind you.

What's included

  • Unfiled personal returns
  • Missed HST & corporate filings
  • Recovering slips from CRA records
  • Penalty & interest review
  • Benefit & credit recovery
  • Payment arrangement help
Full details on Late & Prior-Year Returns →
10

Section 85 Rollovers & Restructuring

Reorganize with the tax deferred and the paperwork right.

Ideal for
Growing businessesFamily companiesOwners planning a sale
Service 10

Section 85 Rollovers & Corporate Restructuring

A section 85 rollover lets you transfer a business, investments or real estate into a corporation in exchange for shares, at an elected amount that defers tax on the gain. It is the starting point for incorporating an existing business, setting up a holding company, freezing a company's value for the next generation or preparing for a sale.

We model the options and walk you through the tax result of each before anything is signed. Then we prepare the T2057 election and supporting calculations, and work alongside your lawyer, who prepares the legal documents.

What's included

  • Section 85 rollovers (T2057 / T2058)
  • Incorporating an existing business
  • Holding company structures
  • Estate freezes and share reorganizations
  • Amalgamations and wind-ups
  • Pre-sale planning
Full details on Section 85 & Restructuring →

Ready to discuss your tax and accounting needs?

Schedule a consultation →